I was sued by a well known JDB for approximately 13k. The JDB bought the acct. from CITIBank. I asked Sif for his opinion on my case. He gave me advice every step of the way. This was all happening during the X'mas holiday. He took the time to email and answer all my questions. Then he referred me to a GREAT Lawyer! The Lawyer was very responsive to all my emails and took the time to explain to me the legal jargon. He won my case dismissed with prejudiced, no 1099c. The debt is gone. The lawyer is worth every penny! I would rather pay the lawyer than the JDB. I probably could have won money but I cannot handle the stress even with a lawyer. I just want it gone. It is over!
Sifxpert knows his stuff...he is the man!
Sifxpert is a good man! hugs to you!

Thank You Very Much!